I set aside $2,500 of my salary to my Health Care Spending Account primarily to cover the cost of the dental braces that I plan on having next year. The treatment duration is expected to be 18-24 months so I will just pay for the remaining balance through the amount I will set aside in the account for the year 2010.
The Health Care Spending Account gives me some financial benefits because it is taken from my pre-tax salary. The downside is that it is a use-it-or-lose-it option. Should I decide not to have braces, that amount cannot be retrieved back to my salary and I have to spend it on any qualified health-related spending.
The alternatives that I have thought of so far are:
The Health Care Spending Account gives me some financial benefits because it is taken from my pre-tax salary. The downside is that it is a use-it-or-lose-it option. Should I decide not to have braces, that amount cannot be retrieved back to my salary and I have to spend it on any qualified health-related spending.
The alternatives that I have thought of so far are:
- LASIK (eye surgery)
- A pair of really cool eyeglasses
- Psychiatric care
- Lots and lots of Tylenol/Advil bottles
I am likely to have to create a follow-up to this post due to
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